This is from an old post. I used Ken Brody's example in an April 13, 2009 post: tc(10,.2)=TVM_PMT("12",".139"/"12","1000","0") The answer should be -89.74. I get -83.40. I am on filePro 5.0.14D4. Has this been fixed since then. Dennis Malen 516.479.5912