Liability insurance

[GCC]

> -----Original Message-----
> From: filepro-list-bounces at lists.celestial.com 
> [mailto:filepro-list-bounces at lists.celestial.com] On Behalf 
> Of Bob Rasmussen
> Sent: Wednesday, July 06, 2005 7:39 PM
> To: filePro Mailing List
> Subject: OT: Liability insurance
> 
> For all of you small software businesses out there, can I 
> solicit your advice? What are you doing for liability insurance?
> 
> Here is my situation:
> 
> 1) I rent offices from a commercial company.
> 
> 2) They require me to carry premises liability insurance.
> 
> 3) My existing policy expires, and that company isn't doing 
> this any more.
> 
> 4) My agent tells me that nobody will offer premises 
> liability insurance to a software company without including 
> "professional" liability (covering Errors and Omissions, etc.) also.
> 
> 5) Professional liability is very expensive, over $5000 per year.
> 
> Help...
> 
> Regards,
> ....Bob Rasmussen,   President,   Rasmussen Software, Inc.
> 
> personal e-mail: ras at anzio.com
>  company e-mail: rsi at anzio.com
>           voice: (US) 503-624-0360 (9:00-6:00 Pacific Time)
>             fax: (US) 503-624-0760
>             web: http://www.anzio.com

Bob,

I'm not in you situation as I have had a home office for over 30 years.  

When you say "comercial Company" are you talking about one of those companies
that rent office space from an office suite?  I have 2 clients in New York who
are renting space from this type of company.  I'll have to check if the were
required to carry premises insurance.

I do know that my real estate client, who owns 15 commercial buildings, does
require premises insurance.  I will check with them regarding who you might
check with.  Keep in mind they would be aware of companies doing business in NY.

Richard Kreiss
GCC Consulting